What Documents Do You Need to Sell Your Home in England?

Selling a home can feel like an overwhelming process, but one of the best ways to ensure a smooth sale is to have all the necessary paperwork in order. In England, certain documents are legally required when selling a property, while others can help speed up the process and give potential buyers confidence in your home.

In this guide, we’ll take you through the key documents you’ll need when selling your property in England.

1. Energy Performance Certificate (EPC)

An Energy Performance Certificate (EPC) is essential when selling your home in England. This certificate assesses the energy efficiency of your property, rating it from A (very efficient) to G (not efficient). Not only is an EPC a legal requirement, but it can also influence potential buyers’ decisions.

• How to get it: You’ll need to arrange for a qualified Domestic Energy Assessor to carry out an inspection of your property.
• Cost: Typically between £60 and £120.
• When to get it: An EPC must be in place before you list your property for sale.

2. Proof of Identity

To comply with Anti-Money Laundering (AML) regulations, you’ll need to provide proof of identity to your solicitor and estate agent. This step ensures that the sale is secure and legal.

• Accepted documents: A valid passport or driver’s license and a utility bill or bank statement showing your current address.

3. Title Deeds (Proof of Ownership)

Your Title Deeds prove that you are the legal owner of the property you are selling. Most properties sold after 1990 are registered with the Land Registry, so your solicitor can obtain the electronic deeds. However, for older properties, you may need physical copies.

• What if I don’t have them?: If your property isn’t registered, you’ll need to find the physical title deeds, which might be held by your mortgage provider or solicitor.

4. Fittings and Contents Form (TA10)

The Fittings and Contents Form (TA10) helps clarify what is included in the sale. From curtains to kitchen appliances, this form sets clear expectations about what will stay in the property and what you’ll take with you.

• Why it matters: Clearly outlining what is included helps prevent misunderstandings with the buyer later in the process.

5. Property Information Form (TA6)

The Property Information Form (TA6) is a crucial document where you provide detailed information about the property’s history, boundaries, disputes with neighbours, any alterations, and more.

• Details included:
  • Boundaries and disputes
  • Alterations, extensions, and planning permissions
  • Environmental issues (such as flood risks)
  • Utilities and services
• Why it’s important: Providing accurate and detailed information upfront can speed up the sale process and give buyers confidence in the property.

6. Leasehold or Freehold Documents

If your property is leasehold, you will need to provide the Leasehold Information Form (TA7), which details the terms of the lease, ground rent, service charges, and lease length. You may also need to supply a Management Information Pack from the freeholder or property management company, which gives further information about the property’s ongoing costs and maintenance.

If your property is freehold, these forms aren’t necessary, but you may need to clarify details about shared access or utilities.

7. Mortgage Details

If you still have a mortgage on the property, you’ll need to provide details about the outstanding balance. Your solicitor will arrange to pay off the mortgage when the sale completes.

• Mortgage redemption statement: This statement, provided by your lender, shows how much is left to pay on your mortgage.

8. Planning Permission and Building Regulations Certificates

If you’ve made any alterations to your property—such as extensions or loft conversions—you’ll need to provide proof that the work was done legally. Planning Permission and Building Regulations Certificates are essential documents that give buyers peace of mind that the property meets all necessary regulations.

• Examples of relevant work: Loft conversions, extensions, new windows, or significant structural changes.
• Why it’s important: Buyers will want proof that all work meets safety standards and legal requirements.

9. Gas Safety Certificate

While not always legally required, it’s a good idea to provide a Gas Safety Certificate, especially if you’ve had recent gas work done on the property, such as installing a new boiler or gas appliances.

• Who provides it?: A qualified Gas Safe registered engineer can carry out an inspection and provide this certificate.

10. Electrical Installation Certificate

If you’ve had major electrical work done, you’ll need to provide an Electrical Installation Certificate to confirm the work meets safety standards.

• Why it matters: Ensuring that electrical systems are up to code can give potential buyers confidence in the safety and condition of the property.

11. Easements and Rights of Way Documentation

If your property is subject to any easements (such as a shared driveway) or rights of way, you’ll need to provide documentation outlining these agreements. Buyers will want to know if there are any shared access responsibilities or restrictions.

• Why it matters: Buyers need to know if there are any shared access arrangements with neighbours, or if their use of the property will be restricted in any way.

12. Indemnity Insurance (if needed)

If any legal documents or permissions are missing—such as planning permission for a past extension—you may need to provide Indemnity Insurance. This type of insurance protects the buyer against any issues arising from missing documentation.

• Who arranges it?: Your solicitor will usually arrange indemnity insurance if necessary.

13. Transfer of Ownership Form (TR1)

The Transfer of Ownership Form (TR1) is the legal document that officially transfers ownership of the property from you to the buyer. Your solicitor will prepare this document, and you’ll sign it before the sale completes.

Conclusion

Selling a home in England involves several important documents to ensure the sale is legal and smooth for both parties. From the Energy Performance Certificate (EPC) to Title Deeds and planning permissions, having all the required paperwork ready can speed up the process and give potential buyers confidence in your property.

Being well-prepared can not only make your sale more efficient but also prevent any legal hiccups or delays. For more advice on selling your home, feel free to contact us—we’re here to guide you through every step of the process.